Title insurance is a necessary and non-negotiable part of closing on a home and ensuring that your ownership is uncontested. Title insurance protects against any person or third party has an interest in a home, such as a lien or an easement from a previous owner. Two...
Buying a home is no simple process, as any homeowner can tell you. There’s the search, the negotiations, the bidding wars, and then when the deal is sealed there are the closing costs. You’d think that with all the money you’re spending on a home that a small...
With all that 2020 delivered, you’d think the weather would take it easy on us in 2021. But hurricanes pay no mind to pandemics, social upheaval or political unrest. Hurricane season is coming. Is your HOA or condo association prepared? This season is being forecasted...
For condo associations, reserve funding is required by law. Although there can be some wiggle room and even a potential to hold a majority vote to do away with reserve funds, this is rarely a good decision. Reserve funds are a vital component to a condo association’s...
HOA covenants form the rules and regulations of a community association that must be adhered to by members and the BOD. They are referred to as the community’s Declaration of Covenants, Conditions, & Restrictions, or CC&Rs. When you purchase a home in a...
Saving for a rainy day. It’s what our parents and grandparents always taught us. For HOAs those “rainy day” savings are not just about having a nest egg for some distant future, they’re critical to the operation and proper management of any community organization....